X Money is launching in the US starting today

X Money has started rolling out in the US to X Premium and Premium Plus users after an invite-only beta.

The service offers a digital wallet, peer-to-peer payments, a metal Visa card, Apple Wallet support, and free transfers.

Higher APY offers are tied to paid tiers and deposit requirements, adding incentives for subscribers.

The launch moves Elon Musk’s vision of X as an all-in-one financial platform forward, while drawing regulatory and consumer-safety scrutiny.