Here’s how to avoid being trapped in never-ending Apple Upgrade leases

Apple’s new Upgrade leasing program lowers monthly payments for devices like the MacBook Pro, reducing upfront cost.

However, it does not transfer ownership at the end of the term unless a separate balloon buyout payment is made.

The article warns that users may end up in a cycle of returning and re-leasing devices, similar to car leasing.

To own the device eventually, customers need to budget ahead for the final buyout or purchase outright later.