A Practical Control Checklist Before an AI Agent Moves Money

The article argues that AI agents should not move money autonomously and must be constrained by deterministic controls, human approval, and auditability.

It recommends a practical safety checklist: identity binding, scoped permissions, amount and velocity limits, re-approval when context changes, and secret isolation.

Other safeguards include safe denial handling, audit logs, and prelaunch adversarial testing to reduce loss from prompt injection or abuse.

Credian says it is building a sandbox for this use case and invites readers to join a waitlist.