Access Holdings Posts Record N1.007tn Profit as FX Gains, Deposit Surge Boost Earnings - Tekedia

Access Holdings posted a record N1.007 trillion profit before tax and N743.045 billion profit after tax in 2025.

The result was boosted by a 152.51% surge in foreign exchange and fair value gains, along with 53.44% deposit growth and higher fee income.

Gross earnings increased, but earnings per share fell because of share dilution.

Impairment charges more than doubled, and net interest income after impairment declined, pointing to growing pressure on core lending profitability.