Obamacare Deductibles Jump $1,000 After GOP Congress Ended Tax Credits

KFF found ACA individual-market deductibles rose by more than $1,000 in 2026 after enhanced premium tax credits expired.

Monthly premiums also increased, and more enrollees shifted into lower-cost bronze plans with higher out-of-pocket costs.

KFF says millions could lose marketplace coverage as affordability worsens, while major insurers reported enrollment declines.