Apple's New Upgrade Program: Is It Worth It?

Apple’s new U.S. Upgrade program lets iPhone buyers pay monthly instead of upfront, using an iPhone 17 Pro as the example.

After 12 payments, the total cost is lower than the full purchase price, but customers must return, upgrade, or pay the remaining balance.

The article argues the plan can be worse than buying and reselling the phone privately, depending on resale value.

Its main advantage is convenience: Apple handles the upgrade process, avoiding the hassle of selling the phone yourself.